Platform Overview
Everything you need to know about our valuation methodology, report outputs, and integration options.
About the Platform
AI Antique Valuation was designed with one specific purpose: to provide insurance professionals with the most accurate, defensible, and efficiently produced valuations available for antiques and collectibles.
Unlike general appraisal tools or auction-house platforms, our outputs are calibrated to insurance replacement value — the cost to replace an item with one of equivalent quality, character, and provenance — not hammer price or liquidation estimates.
The platform continuously ingests live data from international salerooms, dealer networks, and specialist price databases, ensuring every valuation reflects real current market conditions.
Key Capabilities
The Process
Upload photographs (multiple angles recommended), item descriptions, any existing provenance documentation, and condition notes through the secure web portal or via the API. Single items and bulk submissions are both fully supported.
The AI engine classifies the item, assesses condition from imagery, extracts provenance signals, and cross-references live market data from international salerooms, dealer networks, and specialist price indices to produce a calibrated replacement value.
A structured insurance valuation report is delivered — typically within 2 minutes. It includes the replacement value and range, confidence score, full methodology, condition notes, comparable sales cited, and a unique assessor certification ID.
Key Features
Every feature is designed around the specific demands of brokers, underwriters, and claims professionals.
All valuations are calibrated to insurance replacement value — the cost to replace an item with a comparable example in today's market. This is fundamentally different from hammer price or liquidation estimates, and it's what insurance policies demand.
Accurate inception values prevent the under-insurance scenarios that lead to coverage gaps, client disputes, and potential liability for brokers.
Every report includes a clear methodology statement, identified data sources, and comparable sales references. The AI's reasoning is made transparent and auditable — designed to withstand challenge during claims review, dispute resolution, or legal proceedings.
Assessor certification IDs on every report provide an unbroken chain of documentation from submission to valuation.
The AI model is continuously updated with fresh data from major international auction salerooms, specialist dealer networks, and verified price databases. Values reflect current market conditions — not outdated reference prices.
This live data feed is especially important for volatile categories like fine art, jewellery, and collectibles, where values can shift significantly within a single policy year.
Each valuation is accompanied by a confidence score from 0 to 100 and a value range, not just a single figure. This gives underwriters and brokers full visibility into the certainty level of an assessment, enabling more informed risk and pricing decisions.
Items where confidence is lower can be flagged for additional documentation or traditional appraisal review, creating a smart triage process.
Under the Hood
A transparent, multi-factor approach to producing defensible insurance valuations.
AI visual analysis of submitted photographs identifies condition factors including wear, restoration, damage, and originality — all of which materially affect insurance replacement value.
Where documentation is provided, provenance and attribution signals are analysed. Maker attribution, period, origin, and exhibition or collection history all contribute to the valuation.
Each valuation is cross-referenced against recent comparable sales from auction salerooms and dealer markets, adjusted for condition, provenance, and current market sentiment.
Replacement costs vary by geography. Regional market adjustments ensure the valuation reflects the actual cost to replace the item in the policy holder's jurisdiction — not a global average.
The AI model has been trained with input from specialist appraisers across each category, incorporating domain expertise into the weighting of condition, rarity, provenance, and market factors.
The model is continuously updated with the latest saleroom results and market data. Valuations reflect current replacement costs, not historical benchmarks that may be months or years out of date.
Integration
Multiple access options designed to complement broker and carrier systems — not replace them.
Browser-based access with no software to install. Role-based permissions for brokers, adjusters, and underwriters. Full submission history and report archive.
Full API access for direct integration with your policy management, claims, or underwriting platforms. Comprehensive documentation and sandbox environment provided.
Submit hundreds of items via structured spreadsheet upload. Ideal for portfolio reviews, estate valuations, and annual renewal processing for high-volume clients.
Reports available in PDF and structured data formats. Attach directly to policy or claims files in your existing document management system with a single click.
Deliver valuations under your own brand. Customisable report headers, logos, and contact details for a seamless client experience that reinforces your professional positioning.
Personalised implementation support to configure workflows, train staff, and integrate with your systems — from day one. Ongoing account management included.
Use Cases
Questions
How accurate are the valuations?
Our valuations achieve 95%+ accuracy against certified appraiser benchmarks across representative category samples. Accuracy varies by category, item complexity, and quality of submitted imagery and documentation. Each report includes a confidence score so you always know the certainty level of each assessment.
Are valuations suitable for use in claims proceedings?
Yes. Every report is structured to be defensible in claims review and legal proceedings. The methodology statement, cited comparables, condition assessment, and assessor certification ID provide a transparent, auditable record. We recommend confirming with your legal team for the specific jurisdiction and claim type.
How often is the underlying data updated?
The AI model is continuously updated with data from international auction salerooms and dealer networks. Major data refreshes occur following significant market events. For high-value policies, we recommend periodic revaluation — typically annually or following material market movements.
What image quality is required for submissions?
Clear photographs at a minimum of 1 megapixel, showing the item from multiple angles including any damage, maker's marks, or distinguishing features. Smartphone photographs are generally acceptable. The system will flag submissions where image quality may affect assessment confidence.
Is there a minimum submission volume?
No minimum. The platform is designed to handle both single-item valuations and high-volume batch submissions with equal efficiency. Pricing is structured to suit organisations of all sizes — from boutique brokers to large carriers.
Can we integrate with our existing policy management system?
Yes. The REST API enables full integration with most policy management and underwriting platforms. Our onboarding team will work with your technical team to configure the integration. Pre-built connectors are available for several major systems.